The Cabrillo Credit Union is a personal credit card from Cabrillo Credit Union. The annual fee is $0. The ongoing APR is 15.40%-16.40% variable. Rewards: 1% cash back on every purchase. Typical credit limit: Minimum $5,000 credit line. This product reports activity to your personal credit report. Cabrillo CU offers Visa credit cards with competitive rates. San Diego-based. Accessible via FFA membership ($8/year).