The GoWest Foundation (BECU Access) is a fintech account from GoWest Foundation (BECU Access). The annual fee is $0. Cash back: 1.5% Cash Back Rewards. $20 one-time membership in GoWest Foundation (formerly NW Credit Union Foundation) opens eligibility for BECU (Boeing Employees Credit Union) nationwide. BECU is one of the largest credit unions in the US with $30B+ in assets, offering no-fee checking, competitive auto loans, mortgages, and credit cards. Normally limited to Washington state residents.