The Fidelity Rewards+ Visa Signature (Elan) is a personal credit card from Fidelity Rewards+ Visa Signature (Elan). Application typically pulls a hard report from Experian. The annual fee is no annual fee. Rewards: unlimited 2% cash back when deposited into an eligible, Fidelity account. Cash back: 2% cash back when deposited into an eligible, Fidelity account. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. 3% on dining, 2% everywhere else when deposited into Fidelity account. No annual fee. Issued by Elan Financial Services. Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).