The Fidelity Rewards+ Visa Signature (Elan) is a personal credit card from Fidelity Rewards+ Visa Signature (Elan). Application typically pulls a hard report from Experian. The annual fee is no annual fee. The ongoing APR is 18.74% Variable. Approval typically requires a credit score of 740 - 850 or higher. Signup bonus: Limited short-term value. Rewards: unlimited 2% cash back when deposited into an eligible, Fidelity account. Cash back: 2% cash back when deposited into an eligible, Fidelity account. 3% on dining, 2% everywhere else when deposited into Fidelity account. No annual fee. Issued by Elan Financial Services. Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).