The Fidelity Rewards Visa Signature (Elan) is a personal credit card from Fidelity Rewards Visa Signature (Elan). Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 19.24% Variable. Approval typically requires a credit score of 720 or higher. Signup bonus: None. Rewards: Earn unlimited 2% cash back when deposited into an eligible, Fidelity account. Cash back: 2% cash back when deposited into an eligible, Fidelity account. 2% cash back on all purchases deposited into Fidelity account. No annual fee, no foreign transaction fee. Issued by Elan Financial Services (US Bank subsidiary). Experian pull. Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).