The American Consumer Council (ACC) Membership is a fintech account from American Consumer Council (ACC) Membership. The annual fee is $0. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Free membership opens eligibility for 150+ partner credit unions nationwide. Join at americanconsumercouncil.org — free, no dues ever. ACC is a non-profit consumer advocacy organization founded in 1987 with 450,000+ members, recognized by NCUA as a qualifying associational common bond. Confirmed partners (26 verified): Andrews FCU (MD), ABNB FCU (VA), Ardent CU (PA), United FCU (MI), USF FCU (FL), Infuze CU (MT), PenFed (VA), Campus FCU (LA), Langley FCU (VA), Summit CU (WI), ABCO FCU (NJ), Acclaim FCU (NC), ARC FCU (PA), Aspire FCU (NJ), Bourns Employees FCU (CA), California Coast CU (CA), First Commonwealth FCU (PA), Northern CU (NY), Pathways Financial CU (OH), Quorum FCU (NY), True Sky FCU (OK), UniWyo FCU (WY), USAlliance FCU (NY), US Postal Service FCU (MD), USSFCU (DC), University of Kentucky FCU (KY). Many CUs pay your ACC dues automatically upon joining. Filter by "ACC Partner" tag to see all accessible products.