Cathay World Elite Mastercard (Synchrony) is a personal credit card from Synchrony. Application typically pulls a hard report from TransUnion. The annual fee is $95. Approval typically requires a credit score of 620 or higher or higher. Signup bonus: Earn 38,000 bonus Asia Miles. Rewards: 3 Asia Miles per USD1 on eligible Cathay Pacific and HK Express travel and in-flight purchases; 2 per USD1 on dining and eligible dining delivery; 1 per USD1 on everything else; 10 Status Points per USD5,000 in eligible purchases each month (up to 100 per calendar year); welcome offer 38,000 bonus Asia Miles after USD3,000 in the first 90 days. Earn Asia Miles on every purchase. 5x on Cathay Pacific, 3x on dining/travel, 1x everything else. No foreign transaction fee. Issued by Synchrony Bank. TransUnion pull.