The Cathay World Elite Mastercard (Synchrony) is a personal credit card from Cathay World Elite Mastercard (Synchrony). Application typically pulls a hard report from Experian. The annual fee is $95. Approval typically requires a credit score of 650-700 or higher. Signup bonus: Earn 38,000 bonus Asia Miles. Rewards: earn Asia Miles with everyday purchases. Earn Asia Miles on every purchase. 5x on Cathay Pacific, 3x on dining/travel, 1x everything else. No foreign transaction fee. Issued by Synchrony Bank. TransUnion pull.