The LATAM Airlines Mastercard (Cardless/First Electronic Bank) is a personal credit card from LATAM Airlines Mastercard (Cardless/First Electronic Bank). The annual fee is $99. Signup bonus: 40,000 LATAM Pass Miles after spending $2,500 in the first three months. Rewards: 4x LATAM Airlines purchases, 3x Restaurants, 3x Rideshare, taxis, and public transit, 1x Everything else. Application rules: Family Rules: Only 1 card per family at a time. 60-day velocity limit. Must wait 45 days after decline.. Earn LATAM Pass miles on every purchase. No annual fee. No foreign transaction fee. Issued by First Electronic Bank via Cardless platform.