The HSBC Premier World Master is a personal credit card from HSBC Premier World Master. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 19.49% to 23.49% * (variable). Signup bonus: Earn 50,000 Welcome Bonus Points, worth up to $625 in travel when booked through HSBC Travel, after spending $4,000 in the first 3 months.. Rewards: 3x Points on gas and groceries, 2x Points on travel, 1x Points on all other purchases. No annual fee. Requires HSBC Premier checking. 3x on dining, 2x on travel, 1x everything else. No foreign transaction fee. Equifax pull. Good for HSBC relationship banking.