The Justice Federal Credit Union Visa Rewards is a personal credit card from Justice Federal Credit Union Visa Rewards. The annual fee is $0. The ongoing APR is 11.90% Non-Variable APR* after intro rate after a 0% APR* introductory rate for 12 months. Rewards: Earn Rewards Points on every purchase, redeemable for travel, airfare, name brand merchandise and so much more.. Cash back: 1.5% Cash Back on every purchase. Application rules: No-doc approvals reported. Pulls Equifax exclusively.. No-doc approvals reported. Membership open to DOJ employees, law enforcement, and public safety community. Contactless Visa. No balance transfer fee.