The Zolve is a personal credit card from Zolve. The annual fee is $0. Rewards: Up to 1% cashback. Cash back: Up to 1%. Typical credit limit: Up to $15,000. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Designed for newcomers to the US. No SSN required — accepts ITIN or passport. No US credit history needed. No security deposit. Up to 3% rewards. Reports to all 3 bureaus. Community of 500K+ members.