The Connexus Credit Union Business is a business credit card from Connexus Credit Union Business. Application typically pulls a hard report from Experian. The annual fee is $0. Rewards: flexible rewards. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Nationwide membership via Connexus Association. Business credit cards issued through Elan Financial. Based in Wausau, WI. Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).