The Mountain America Credit Union is a business credit card from Mountain America Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.50% variable (Prime + 6.5%) (disclosure Rev 10/2026). Rewards: Earn one point for each dollar you spend. Loan terms: Revolving; pay in full or a minimum payment of 2.5% of the unpaid balance or $15, whichever is greater (balances under $15 paid in full); due date at least 25 days after the close of each billing cycle. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Business Visa cards: Low Rate, Rewards, Cash Back options. Based in Sandy, UT. Serves UT, NM, NV, AZ, ID, MT.