The Liberty Federal Credit Union Business is a business credit card from Liberty Federal Credit Union Business. The annual fee is no annual fee. The ongoing APR is 9.75 % to 17.45 % APR after introductory period based on creditworthiness after a 0% APR introductory rate for 6 months. Rewards: With every purchase, you'll earn valuable reward points. Redeem for travel, gift cards, brand-name merchandise, and more!. Cash back: 3x POINTS Home Improvement, 2x POINTS Gas & Groceries, 1x POINTS All Purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Based in Evansville, IN. Branches in Indiana, Kentucky, Tennessee. Business credit card with pre-approval available.