The Liberty Federal Credit Union is a business credit card from Liberty Federal Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is no annual fee. The ongoing APR is 9.75 % to 17.45 % APR after introductory period based on creditworthiness after a 0% APR introductory rate for 6 months. Rewards: Rewards in travel, gift cards, and cash back. Cash back: 3x POINTS Home Improvement, 2x POINTS Gas & Groceries, 1x POINTS All Purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Based in Evansville, IN. Branches in Indiana, Kentucky, Tennessee. Business credit card with pre-approval available.