The Academy Bank Secured Visa is a secured credit card from Academy Bank Secured Visa. The ongoing APR is 25.99%. Approval typically requires a credit score of 0 or higher. Typical credit limit: $300 - $3,000. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Secured card up to $3,000 credit limit. No credit check. Requires savings account as collateral. Reports to all 3 bureaus. Good for credit building. ITIN accepted.