Torro Business Funding — Business Loan

The Torro Business Funding is a business loan from Torro Business Funding. Approval typically requires a credit score of 400 or higher. Funding speed: same day. Alternative business lender. Marketed as EIN-only/no PG but may require business revenue verification. Revenue-based underwriting for established businesses. Not for startups.

Sources & citations

• https://www.torrocapital.com/
• https://torro.com
• https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• https://torro.com/ | "with approvals possible within hours and funding potentially available the same day." | 2026-04-25
• https://torro.com/ | "Startup Capital ranges from $25,000 to $125,000, while Business Capital can go up to $575,000." | 2026-04-25
• https://torro.com/ | "For existing businesses, Torro considers a range of credit scores and can provide funding solutions for personal FICO scores as low as 400." | 2026-04-25
• https://torro.com/ | "collateral requirements apply." | 2026-04-25
• https://torro.com/ | "For existing businesses, required documents typically include business bank statements and proof of revenue." | 2026-04-25