The Sable ONE Secured is a secured credit card from Sable ONE Secured. The annual fee is $0. Approval typically requires a credit score of 0 or higher. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Designed for newcomers to the US. No SSN required (accepts ITIN or passport). No credit check. 1% cash back. Reports to all 3 bureaus. Banking + secured card in one.