The Kikoff Credit Builder Account is a fintech account from Kikoff Credit Builder Account. Application typically pulls a credit report from Equifax. The annual fee is $0. Approval typically requires a credit score of 600 or higher. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. $0 credit builder account. Accepts ITIN. No credit check. Reports to all 3 bureaus. Small revolving credit line for credit-building purchases in Kikoff store.