The Self Credit Builder Loan is a personal loan from Self Credit Builder Loan. The annual fee is $25-$150 admin fee. Approval typically requires a credit score of 0 or higher. Loan terms: 24 months. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Credit builder loan. Accepts ITIN. No credit check. Reports to all 3 bureaus. Choose plan from $25-$150/month. Builds savings while building credit.