The First Tech Federal Credit Union Business is a business credit card from First Tech Federal Credit Union Business. The annual fee is $0 intro annual fee for your first year, then $75 thereafter.*. The ongoing APR is As low as 10.49% Annual Percentage Rate (APR)*. Signup bonus: Receive 30,000 bonus points when you spend $3,000 in your first 90 days.. Rewards: Earn 3 points for every $1 spent on travel and hotel purchases, earn 2 points per $1 spent on dining and earn 1 point per $1 spent on all other eligible purchases.. Cash back: 1.00% cash back on all posted First Tech credit card purchases, up to $30 per month. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Pulls Experian. Open to tech industry employees and association members. Accessible via FFA membership ($8/year, Financial Fitness Association).