The Digital Federal Credit Union (DCU) is a business credit card from Digital Federal Credit Union (DCU). The annual fee is $0.00. The ongoing APR is Prime Rate plus a margin of 5.00% to 13.00% based on credit history (minimum APR 9.99%); variable, for purchases, balance transfers and cash advances. Typical credit limit: Maximum line $25,000. Loan terms: Revolving business credit card; one consolidated bill and monthly payment; not less than 25-day grace period on new purchases if the total New Balance is paid in full by the due date and there is no cash advance activity; no grace period on cash advances; minimum payment = "Required Payment Due" on the statement. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Pulls Equifax. Membership through eligible organizations.