The DCU (Digital Federal Credit Union) Business Visa is a business credit card from DCU (Digital Federal Credit Union) Business Visa. The annual fee is $0.00. The ongoing APR is As low as 9.99% Prime¹ Plus 5.00% (minimum APR 9.99%). Typical credit limit: $0 - $25,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Pulls Equifax. Membership through eligible organizations.