The USAlliance Federal Credit Union is a personal credit card from USAlliance Federal Credit Union. The annual fee is $0. The ongoing APR is 12.49%, 12.74%, 14.74% or 18.00% variable (Prime-based, by creditworthiness; disclosure accurate as of February 06, 2024) - same APR for purchases, balance transfers and cash advances. Loan terms: Revolving credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the full balance is paid by the due date. This product reports activity to your personal credit report. Soft pull pre-qualification available. Business credit card. Accessible via free ACC membership (American Consumer Council).