The Dover Federal Credit Union Business Visa is a business credit card from Dover Federal Credit Union Business Visa. Application typically pulls a hard report from Equifax or TransUnion (varies). The annual fee is No Annual Fees. The ongoing APR is 10.49% APR. Rewards: 2% Cash Back on Everyday Purchase. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Dover FCU offers soft pull pre-qualification. Business credit cards available.