The Everence Federal Credit Union is a business credit card from Everence Federal Credit Union. The annual fee is $0. The ongoing APR is 9.90% to 13.90%. Rewards: MyNeighbor: every time you use the card, Everence donates 1.50% of the transaction amount to the charitable organization (your "Neighbor") of your choice. Loan terms: Revolving business credit card; 25-day grace period for purchases (no interest on purchases if paid within 25 days of the statement date); balance computed by average daily balance (including new purchases). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Faith-based financial institution. Requires 1 year tax return. Business credit cards for businesses and congregations.