The Main Street Bank is a business credit card from Main Street Bank. The annual fee is $49 per account. The ongoing APR is 17.74% variable (Prime Rate + 10.99%; the account will never have an APR over 21%). Rewards: Earn one reward point for each dollar spent, up to 10,000 points per month. Loan terms: Revolving; minimum payment equals the New Balance if under $25, otherwise the greater of 3% of the New Balance or $25, plus any amount over the credit limit and any past-due amount; due date at least 25 days after the close of each billing cycle; no interest on purchases if paid in full. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Community bank offering business credit cards.