The State Farm Bank Business Visa is a business credit card from State Farm Bank Business Visa. The annual fee is no annual fee. Signup bonus: $100 annual software subscription credit. Rewards: 3% cash back on insurance premium payments, up to $4,000 spent annually; 3% cash back at gas stations and electric vehicle charging stations (transactions $200 or less), cell phone service providers, office supply stores and on dining; 1% cash back on all other purchases.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). State Farm insurance company's banking arm. Business Visa credit card.