The Shinhan Bank America is a business credit card from Shinhan Bank America. The annual fee is $45.00 per year. Typical credit limit: $4,000 - $100,000. Loan terms: Revolving business credit card; grace period 25 days; cash advance not available. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Korean-American bank (SHB America). Business credit card available.