The Floor & Decor Pro Credit Card (Synchrony) is a business credit card from Floor & Decor Pro Credit Card (Synchrony). Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 34.99%. Approval typically requires a credit score of 650-700 or higher. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Pro Xtra commercial account for contractors and businesses. Issued by Synchrony.