The Menards Big Card (Capital One) is a personal credit card from Menards Big Card (Capital One). The annual fee is $0. Approval typically requires a credit score of 650-700 or higher. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull).. Menards store card. 2% rebate on all purchases. Issued by Capital One.