The Brigit Instant Cash Advance is a fintech account from Brigit Instant Cash Advance. The annual fee is Free / Plus / Premium tiers. The ongoing APR is 0% (no interest ever). Approval typically requires a credit score of 600 or higher. Rewards: Cash advances $25-$250. No late fees, no tips. Flexible repayment date. Also offers Credit Builder product that reports to bureaus.. Funding speed: minutes. Loan terms: $25–$500. No credit check for advances. Tiered subscription (Free/Plus/Premium). Credit Builder product reports to bureaus. Express delivery has a small fee.