The Tilt Finance (Cash Advance & Thrive Line) is a fintech account from Tilt Finance (Cash Advance & Thrive Line). The annual fee is $8/month after a 14-day trial. The ongoing APR is Thrive: 0% if paid by next paycheck, otherwise ~35.99% APR. Rewards: Cash Advance $10-$400. Thrive Line starting limits ~$250 up to ~$1,000. Thrive payments reported to credit bureaus.. Empower rebrand. Cash advance: no credit check. Thrive line: credit evaluation may apply. Thrive reports to bureaus. $8/month subscription.