The Securityplus FCU Personal Loan is a personal loan from Securityplus FCU Personal Loan. The annual fee is $0. The ongoing APR is As low as 9.99% APR. Rewards: Quick Cash: up to $500 at 28% fixed for 6 months, no credit check, $20 fee. Signature loans up to 60 months. Credit Builder $500-$3,500.. Quick Cash: no credit check, $500 max, 6mo, 28% APR, $20 fee, requires 6mo membership. Personal Line of Credit: 5%-18% variable. Credit Builder: locked savings model.