The Possible Finance is a personal loan from Possible Finance. The annual fee is $0. The ongoing APR is ~150% to ~460% APR equivalent. Rewards: No origination, application, late, or prepayment fees. Reports to credit bureaus. Flexible payment rescheduling up to ~29 days.. Typical credit limit: $300 - $500. Funding speed: minutes. Loan terms: up to $500 instantly and repay over time. Loan amounts $50-$500, term up to ~8 weeks with bi-weekly payments. No traditional credit check — uses income, bank history, cash flow. App-based.