The Uprova Personal Loan is a personal loan from Uprova Personal Loan. The annual fee is $0. The ongoing APR is 34.5%. Rewards: No origination fee, no prepayment penalty. Reports to credit bureaus. Soft pull pre-qualification available.. Funding speed: typically receive funds within 30 minutes. Loan terms: up to 36 months. Loan amounts $300-$5,000, terms up to 36 months. Tribal lending entity. Pre-qualification with soft pull.