The Nordstrom is a personal credit card from Nordstrom. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 27.65% variable. Rewards: Earn 1 point per $1 at Nordstrom and Nordstrom Rack. Earn 2 points per $1 when using Nordstrom Pay. Alterations benefit, early access to Anniversary Sale..