The Nordstrom is a personal credit card from Nordstrom. Application typically pulls a hard report from Equifax. The annual fee is $0. The ongoing APR is 31.90% variable (Nordstrom and non-Nordstrom purchases). Approval typically requires a credit score of 640 or higher. Signup bonus: $40 bonus note to spend on Nordstrom purchases later if they make a Nordstrom, Nordstrom Rack or Nordstrom online purchase on their new card on the same day they're approved.. Rewards: Earn 1 point per $1 at Nordstrom and Nordstrom Rack. Earn 2 points per $1 when using Nordstrom Pay. Alterations benefit, early access to Anniversary Sale..