The Amazon Store Card (Synchrony) is a personal credit card from Amazon Store Card (Synchrony). Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 29.99% variable. Approval typically requires a credit score of 650-700 or higher. Signup bonus: Get an $10 Amazon Gift Card instantly upon approval for Amazon Store Card. Rewards: 5% back at Amazon.com and Whole Foods Market with eligible Prime membership (3% without Prime). Special financing on select Amazon purchases: 6 months on $150+, 12 months on $600+, 24 months on $800+.. Cash back: 5% back on Amazon purchases with an eligible Prime membership. EXPERT REFERENCE (Apr 2025): Amazon Store Card approved with no TransUnion FICO score, initial limit $600, increased to $5,000. | EXPERT REFERENCE (Apr 2025): Care Credit approved with TransUnion FICO score of 656, limit $5,000.