The Costco Anywhere Visa Business Card by Citi is a business credit card from Costco Anywhere Visa Business Card by Citi. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee with paid Costco Membership. The ongoing APR is 20.49% variable. Approval typically requires a credit score of 650-700 or higher. Rewards: Earn cash back at Costco and everywhere else you shop. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN.