The Costco Anywhere Visa Business Card by Citi is a business credit card from Costco Anywhere Visa Business Card by Citi. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee with paid Costco Membership. The ongoing APR is 20.49% variable. Approval typically requires a credit score of 650-700 or higher. Rewards: Earn cash back at Costco and everywhere else you shop. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Application rules: • 48-Month Rule: No repeat welcome bonus on same card within 48 months (counted from bonus receipt date, not approval). • 1/8 Rule: Max 1 Citi card per 8 days. 2/65 Rule: Max 2 Citi cards per 65 days (includes personal + business). • Inquiry-sensitive: May be difficult to approve with 6+ hard inquiries in past 6 months (not a hard rule). • No strict card limit, but limits total credit. Cannot transfer credit between existing Citi cards. • Status: (866) 606-2787. Costco: (877) 343-4118. • Recon: (800) 695-5171 (personal), (866) 541-7657 (business). Recon: (800) 695-5171 Recon Alt (community-reported, unverified): (888) 201-4523.