The The Home Depot Commercial Revolving Charge Card (Citibank) is a business credit card from The Home Depot Commercial Revolving Charge Card (Citibank). Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 17.99%–26.99% variable. Approval typically requires a credit score of 650-700 or higher. Rewards: Special financing on qualifying purchases. Itemized billing statements. Employee cards. Fuel rewards. Designed for businesses and commercial contractors.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). No personal guarantee is required. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Citi enforces an 8/65/95 rule (max 1 card per 8 days, 2 cards per 65 days, no more than 1 business-card every 95 days). Sign-up bonuses on Citi cards are restricted to 48 months from your last bonus on that card family.. Commercial revolving charge. Net 60 terms available on Commercial Account. No PG for established businesses.