The Delta SkyMiles Reserve Business American Express is a business credit card from Delta SkyMiles Reserve Business American Express. Application typically pulls a hard report from Experian. The annual fee is $650. The ongoing APR is 20.99%–29.99% variable. Approval typically requires a credit score of 650-700 or higher. Signup bonus: Earn 80,000 bonus miles after you make $10,000 in eligible purchases on your Card in the first 6 months.. Rewards: Earn 1.5X miles on transit including rideshares, taxicabs, and more, on purchases at U.S. shipping providers, and at U.S. office supply store purchases.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..