The Capital One Spark 1.5% Cash Select is a business credit card from Capital One Spark 1.5% Cash Select. The annual fee is $0. The ongoing APR is 16.74% - 22.74% variable APR based on your creditworthiness.. Approval typically requires a credit score of Excellent to Fair or higher. Signup bonus: $750 cash bonus when you spend $6,000 in the first 3 months.. Rewards: Earn unlimited 1.5% cash back on every purchase, everywhere, no limits or category restrictions.. Cash back: 1.5% cash back on every purchase. This product reports activity to your personal credit report. No personal guarantee is required. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull)..