The Capital One Spark Miles for Business is a business credit card from Capital One Spark Miles for Business. The annual fee is $95 annual fee. The ongoing APR is 16.74% - 22.74% variable APR. Approval typically requires a credit score of Excellent or higher. Signup bonus: Earn 150,000 miles when you spend $30,000 in the first 3 months, which is equal to $1,500 in travel.. Rewards: 2X Miles on every purchase, with no restrictions or blackout dates. This product reports activity to your personal credit report. No personal guarantee is required. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull)..