The U.S. Bank Business Leverage Visa Signature is a business credit card from U.S. Bank Business Leverage Visa Signature. Application typically pulls a hard report from TransUnion. The annual fee is $0 annual fee for the first year, $ thereafter. Plus, no annual fee for employee cards.. The ongoing APR is 17.74%–28.24% variable after a 0% intro APR introductory rate for 12 months. Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn 60,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 120 days of opening your account.. Rewards: 2X points in the top two categories where you spend the most, automatically. 5X points on prepaid hotels and car rentals booked directly in the Travel Center when you use this card. 1X points on all other eligible purchases.. Cash back: 2X points in the top two categories where you spend the most, automatically; 5X points on prepaid hotels and car rentals booked directly in the Travel Center; 1X points on all other eligible purchases.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: • 5/12 Rule: May deny if 5+ cards opened (any issuer) in past 12 months. Business cards may be exempt. • No repeat welcome bonus if you currently have same card open. Business cards unaffected. • No known velocity limits. Limits total credit — reallocating credit may help with recon. • Personal = usually Experian/TransUnion. Business = TransUnion. • Status & Recon: (800) 947-1444 (press "1" for status). Recon: (800) 947-1444.