The U.S. Bank Triple Cash Rewards Visa Business is a business credit card from U.S. Bank Triple Cash Rewards Visa Business. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is variable APR, currently ranging from $ after a 0% introductory rate for 12 months. Signup bonus: $750 cash back. Rewards: 3% cash back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants; 1% cash back on all other eligible purchases.. Cash back: 3% on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants; 1% on all other eligible purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: • 5/12 Rule: May deny if 5+ cards opened (any issuer) in past 12 months. Business cards may be exempt. • No repeat welcome bonus if you currently have same card open. Business cards unaffected. • No known velocity limits. Limits total credit — reallocating credit may help with recon. • Personal = usually Experian/TransUnion. Business = TransUnion. • Status & Recon: (800) 947-1444 (press "1" for status). Recon: (800) 947-1444. EXPERT REFERENCE (Nov 2025): Approved for $36,500 on the U.S. Bank Platinum Business Card at 0% interest for 12 months. | EXPERT REFERENCE (Nov 2025): The card does not report to personal credit. | EXPERT REFERENCE (Aug 2025): 0% for 18 months | EXPERT REFERENCE (Aug 2025): $25K–$50K possible with 3 months of high-limit statements