The Citi AAdvantage Business World Elite Master is a business credit card from Citi AAdvantage Business World Elite Master. Application typically pulls a hard report from Experian. The annual fee is $0 intro annual fee for the first year, then $99. The ongoing APR is 19.49% – 28.49% after a $0 intro first year for 12 months introductory rate for 12 months. Approval typically requires a credit score of 779 or higher. Signup bonus: Earn 75,000 American Airlines AAdvantage ® bonus miles to redeem for business travel. Rewards: Earn 2 AAdvantage ® miles for every $1 spent on eligible American Airlines purchases, gas stations, car rentals, and telecommunications merchants; Earn 1 AAdvantage ® mile for every $1 spent on all other purchases.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Citi enforces an 8/65/95 rule (max 1 card per 8 days, 2 cards per 65 days, no more than 1 business-card every 95 days). Sign-up bonuses on Citi cards are restricted to 48 months from your last bonus on that card family..