The Barclays Wyndham Rewards Earner Business is a business credit card from Barclays Wyndham Rewards Earner Business. Application typically pulls a hard report from TransUnion. The annual fee is $95. The ongoing APR is 19.49% to 29.49% after a 0% introductory rate for 6 months. Signup bonus: Earn 45,000 bonus points after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.. Rewards: Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases. Earn 5 points per $1 spent on marketing, advertising and utility purchases. Earn 1 point per $1 spent on all other purchases.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: • 6/24 Rule: May deny if 6+ cards (any bank) in past 24 months (inconsistently enforced). • 24-Month Rule: No repeat welcome bonus within 24 months on same card. Some cards say "no bonus if you've EVER had this card." • No Duplicate Cards: Must cancel and wait ~6 months before reapplying for same card. • ~1 personal card per 6 months (velocity limit, not strict). • No strict card count limit, but limits total credit and considers spending on existing Barclays cards. • Primarily TransUnion. Will pull Experian if TU frozen. • Status: (888) 232-0780. Recon: (866) 408-4064. Recon: (866) 408-4064 Recon Alt (community-reported, unverified): (877) 523-0467.