The Chase IHG One Rewards Premier Business is a business credit card from Chase IHG One Rewards Premier Business. Application typically pulls a hard report from Experian. The annual fee is $99. The ongoing APR is 21.49%–28.49% variable. Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn up to 200,000 bonus points: Earn 140,000 bonus points after spending $4,000 in the first 3 months from account opening. Plus, earn 60,000 bonus points after spending a total of $9,000 in the first 6 months from account opening for a total of 200,000 bonus points.. Rewards: Earn up to 26X total points at IHG Hotels & Resorts. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.