The Chase United Business is a business credit card from Chase United Business. Application typically pulls a hard report from Experian. The annual fee is $150 Annual Fee. The ongoing APR is 19.74 Min. of (6.75+12.99) and 29.99 %. Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.. Rewards: Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.