The Marriott Bonvoy Business American Express is a business credit card from Marriott Bonvoy Business American Express. Application typically pulls a hard report from Experian. The annual fee is $125. The ongoing APR is 20.99%–29.99% variable. Approval typically requires a credit score of 650-700 or higher. Signup bonus: Earn 3 Free Night Awards after you spend $6,000 in purchases and an extra 2 Free Night Awards after you spend an additional $3,000 in purchases on the Card within the first 6 months of Card Membership.. Rewards: 6x points at Marriott, 4x on U.S. gas stations, shipping, restaurants, and wireless/internet. 1x on everything else. Up to 5 free night awards sign-up bonus. Free night award annually ($250 or less).. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..